We seem to stop planning when we get to the middle of our lives. It’s as if we give up. Life’s Second Half is a service to help you create a roadmap so you really get the most out of the decades to come.
We have a three-stage process:
Stage 1 is when we meet (usually remotely) for us both to check whether we want to work together. I will take you through the rules I always abide by, confidentiality, GDPR etc. I am not a financial salesperson so I won’t be attempting to sell any financial products. Instead, I am a completely independent consultant.
I’ll go through the details of what we do and I’ll explain what preparation you will need to make in advance. At the end of the meeting if you wish to go ahead with the service and I think I can add value, I will ask for a deposit for the service.
Stage 2 We log all of your financial details, concerns and plans. Then we spend more time on how you see the decades ahead, how you want to live your life. I will then ask for a further payment before we move to the core of the service.
Stage 3 is where I present my report. At its root will tell you what your financial position is likely to be over the rest of your life, no matter how long. It takes into account all of the major external factors (Inflation, Rates of return, Taxation etc.) and takes account of your current financial position. As we are predicting the future there is unavoidable uncertainty and I deal with this by producing scenarios with neutral, optimistic and pessimistic assumptions. I present an options paper to help with any issues that need to be addressed in the financial report.
I am especially keen to assist where there are potential long-term issues. At almost any stage it is not too late to make changes that can have life-changing effects and I pride myself on my creativity!
After I will be entirely guided by what you want to do next. That can be that you’ll take the report forward yourself, we can agree a customised service based on giving you the support you need.
You choose.